Merchant Cash Advances (MCAs) offer fast, flexible funding for businesses that need capital quickly. No collateral, no lengthy applications—just straightforward financing.
An MCA gives you a lump sum of cash upfront in exchange for a portion of your daily credit card or overall sales. It's ideal for businesses with strong revenue but limited access to traditional credit.
Quick approvals make MCAs ideal for emergencies or short-term opportunities.
Repayment scales with your daily sales volume.
No collateral, low documentation, and credit flexibility.
Simple and fast—designed for small business owners who need to act fast.
Perfect for storefronts with steady card transactions.
Use funds for staffing, equipment, or new locations.
Smooth out cash flow between busy periods.
Boost inventory and marketing without waiting.
Great for salons, gyms, and local providers.
Alternative funding option if banks turn you down.
You can often get approved and funded within 24 to 48 hours.
No—MCAs are based on revenue, not credit scores.
Technically, no. It’s an advance on future revenue, repaid daily or weekly.
Rates can be high. MCAs are best for short-term needs and fast turnarounds.