Buy a Business with Smart Capital

Funding solutions to acquire, merge, or take over existing businesses.

Whether you’re buying out a partner, acquiring a competitor, or launching via acquisition, we help you secure the capital to close the deal.

Flexible structures
Large loan amounts
Application
What Are Business Acquisition Loans?

Finance your way into ownership.

Acquisition loans are used to buy existing businesses. They can be structured through SBA loans, seller financing, revenue-based lending, or private capital—depending on deal type and profile.

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SBA & Private Options

Combine lending products to secure funding for acquisitions.

Cash Flow-Based

Often underwritten on target business performance.

Flexible Use

Buy out a partner, merge, or acquire new clients or assets.

Expand your Business

Tailored to entrepreneurs and small private equity buyers.

FEATURES

Is This for You?

First-Time Buyers

Want to become an owner through acquisition? Start here.

Strategic Acquirers

Looking to expand your company’s footprint via M&A?

Entrepreneurs buying and operating businesses.

Entrepreneurs buying and operating businesses.

PE Lite Operators

Independent sponsors buying <$10M companies.

Partner Buyouts

Use capital to buy out a co-founder or partner.

Franchise Buyers

Buy into or expand an existing franchise.

faq's

Frequently asked questions

Can I get 100% financing?
Do I need a business plan?
What are the most common structures?
Can I buy a business with no collateral?